Lawyer Blogs

Chapter 13 bankruptcy is an option available to Ohio consumers who can't afford to pay all of their outstanding debts. This option offers several advantages to consumers, but there are drawbacks to Chapter 13 as well. What Is Chapter 13 Bankruptcy? Two main types of bankruptcy are available to consumers who have accumulated more debt than they can ...

When Should you Consider Bankruptcy?Are you wondering where you're going to find the money to pay your bills this month? While the economy is in better shape now than it was a few years ago, many families are still unable to meet their basic financial obligations. Sure, most can scrape together enough to pay the most important debts. But, you may f...

Having your wages garnished is one of the most upsetting things that can happen to a person. Wages are garnished after a creditor gets a judgment against you that you don't pay and then goes back to the court to get the order of garnishment. When this goes into effect, money goes right from your paycheck to the creditor without ever getting to you. If this happens and you need it to stop, you need to understand the rules for wage garnishment under chapter 7 bankruptcy.Chapter 7 Bankruptcy and Wage GarnishmentIn the cases of most types of wages garnishment, with a few possible limited exceptions for non-dischargeable debts like past due child support, bankruptcy under Chapter 7 of the United States code should put a permanent stop to your wage garnishment.When you file for bankruptcy, the law immediately begins protecting you from creditors by imposing an "automatic stay." The stay orders...