Bankruptcy Law (16)

You may notice that some people seem lucky. When confronting difficult situations they have better options, rebound quickly, and come back stronger. This is not luck. These people plan for success and keep their options open.Planning for financial success is not as hard as many people lead you to believe. In most situations, discovering you best strategy is nothing more than comparing your options before making a decision. Everyone dreams of winning the lottery occasionally but few believe it is likely. You also know with certainty that bills pour into your mail each month. You have a plan to pay them the best you can, but do not rely on lottery winnings. This simple decision silently includes risk vs. reward analysis based on probabilities.If you have difficulty paying your monthly expenses, it is time to reevaluate. You have a wide range of options to reduce your expenses, eliminate debt and…
When creditors are knocking, it is time to reconsider your priorities. Slipping behind on your payments--occasionally--is not a cause for concern. You know you can stretch your bills a month or two and catch up paying only a few late fees. Chronic lateness however is a different matter.If you lose ground every month, added late fees alone can destroy your financial health. You are on a slow-motion roller coaster heading down. If realize you are in this position, worrying will not help. You have options. Take charge of your future.No one wants to file bankruptcy. Perhaps you intend to try a debt management plan or a debt settlement plan. These tactics are worthy of your consideration. The trick, if you use them, is not compromising your bankruptcy alternatives. You would not marry the first person who smiles. Take your time and keep your options open until you understand the ripple…
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